Who's Really Behind That Business? Enterprise Identity for the Age of AI Fraud

A KYB check is a snapshot. It's accurate the day you run it — and institutions keep trusting it long after ownership changes, a license lapses, or a vendor's account gets hijacked. Fraudsters have learned to live in that gap: spoofing vendors, redirecting wires, fabricating executives, and now pointing AI agents at payment systems that can't tell a legitimate request from a synthetic one. FinCEN flagged false business records as part of $212B in suspicious activity last year. Business email compromise alone costs $3.1B a year.

In this session, the CTOs of Proof and Enigma sit down to unpack why point-in-time KYB breaks, and how Business Certificates close the gap by binding a continuously-verified business identity to the exact person or AI agent authorized to act, sealed to the moment of the transaction.

Join this conversation to learn:

• Why KYB expires: how a verification record becomes a liability the moment the facts beneath it change 
• What a Business Certificate is: a credential that binds Enigma's continuously-maintained business identity to a Proof-verified individual, then signs the wire, contract, or ACH change itself
• KYB meets KYA: why verifying the business and verifying the AI agent are two different problems that now have to work together in agentic commerce
• What it looks like live: from a stale KYB record to a signed, verifiable authorization — the corporate-treasury / wire-authorization workflow, end to end