Who Authorized That? Solving Identity For The Agentic Economy

An AI agent can find you a better mortgage rate and assemble every document needed to act on it. It cannot finish any of it. The wall has nothing to do with capability, since an agent fills out a form perfectly well. Nobody on the receiving end can establish whether the human behind the agent authorized this, so the workflow ends with a person logging in to do it themselves.

Join us for a live demo: an agent meets an x401 response, requests a credential from Proof's cloud wallet, completes biometric verification, and opens an account end to end. You will leave knowing:

• AI agents are blocked from completing financial and legal transactions by the absence of provable human authorization rather than any limit on capability.
• A verifiable record is a cryptographically signed artifact tied to a NIST IAL2-verified identity, establishing both who the person is and that they authorized the agent to act.
• x401 is a proposed internet standard letting any online service communicate identity requirements through HTTP headers, so agents can discover and satisfy them programmatically.
• x401 addresses identity and authorization while payment protocols such as x402 and AP2 address settlement, which means they compose rather than compete.