How to Secure In-Person Closings from Identity Fraud

Digital closings get most of the fraud conversation, and meanwhile the in-person closing is where a fraudulent ID has the best chance of working, because it only has to survive a glance. You meet the signer for the first time at the table, compare a photograph to the face across from you, and reach a conclusion in seconds while everyone waits on you. Modern counterfeit credentials are built to pass exactly that inspection.

In 30 minutes we will apply identity verification to an in-person closing, with no developer support required. The session covers:

• Visual inspection of an ID at the table cannot detect the credential forensics failures that identify altered and synthetically generated documents.
• Verifying identity before the appointment moves the check away from the table, where time pressure and social dynamics both work in a fraudster's favor.
• Credential analysis, biometric liveness, and a face match produce a result the closer can act on rather than a judgment call they have to defend later.
• In-person and remote closings can be held to the same standard, which removes the gap fraudsters exploit by specifically requesting the in-person option.