Know who's behind every claim.

We verify who's getting paid before a claim payout, distribution or payee change goes through, and keep a signed record of who approved it.

Verified at IAL2
Signed to the payment
Built for claims and payments teams
Settlement · Payout
Verified
$62,500.00
Payee
Verified at IAL2
Bank details
Signed by payee
Released by
Signed record

Most carriers can't confirm who's getting paid until the money is gone.

Large payouts go to people a carrier has never paid before, and claims and evidence now arrive remotely. Identity breaks at three moments.

Settlement · Payout
Unverified
$62,500.00
Payee account
Changed 2 hrs ago
Authorized by
No record

Payouts and distributions

Bank details change by email, the money goes to whoever controls the account, and getting it back is expensive.

New claim · FNOL
Unverified
Policy
RB-AUTO-2291
Filed via
AI agent
Claimant
Not confirmed

First notice of loss

A claim opens on an agent's or a caller's word, and nobody confirms who filed it.

Claim · Evidence
Unverified
Uploaded
4 photos, 1 record
Source
Unknown

Evidence

Photos, video and medical records arrive remotely, and any of them can be generated.

One identity layer for every team that owns the risk

Know who's getting paid before the money moves

Verify claimants, vendors and law firms before high-dollar payouts release.

Verification above a payout threshold
Verified payee instructions
Online notarization for releases and POAs
Get the payout one-pager

Probability is not proof

Replace risk scores with a verified person and evidence that holds up in a dispute.

NIST IAL2 identity verification
Deepfake and injection detection
Verify once, reuse across lines
See deepfake detection

When an agent acts, who authorized it?

Tie every agent-initiated quote, claim or change to the verified person who approved it.

Identity requested at the moment of action
One-tap approval by the policyholder
Signed record on every transaction
Explore x401

The same verified identity, from application to payout

Same verified person
01

Apply

Customer identity verification
Applications and anti-fraud statements
Agent-initiated purchases
02

Service

Beneficiary and policy changes
Account recovery
Agent-requested updates
03

Claim

Claimant identity at FNOL
Affidavits, proof of loss and POAs
IAL2 odometer disclosures
04

Pay out

Threshold-based payout verification
Payee and bank-detail changes
Distributions, waivers and releases

Let the agent in. Verify the human behind it.

An AI agent buys an auto policy. We ask for identity, the customer approves in one tap, and that approval is signed to the transaction. It runs on x401, our open protocol for proving who an agent represents.

Bring us your riskiest workflow

In 30 minutes we'll map where identity breaks in one payout, claim or policy change, and where your verification threshold should sit.

Your payout threshold, mapped
Where it fits: payout, FNOL, evidence
Built for claims, payments and fraud teams