The Trust Ledger: Transaction & Identity Fraud Bulletin - A Wake Up Call for the Digital Age

In a world where anyone (or anything) can be faked, trust isn’t a given. It has to be built, verified, and reinforced at every interaction. AI is blurring the line between real and fake, making it difficult for businesses to trust people and the records they rely on.

The Trust Ledger reveals how AI, data breaches, and digital impersonation are redefining the rules of engagement for businesses and consumers alike. Drawing from frontline data and industry insights, this report offers a clear-eyed look at the threat landscape, and what it will take to restore trust in a world where identity is easier than ever to fake.

Transaction & Identity Fraud Bulletin cover page.

60%

of respondents are extremely concerned about fraud.

70%

reported a moderate or significant spike in fraud attempts.

30%

of businesses don't have a clear way to track or quantify fraud.

Trust online is broken

Fraudsters are using AI to exploit outdated, fragmented identity systems—and no industry is safe.

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Building trust in a world built for fraud

The digital economy wasn’t designed to handle today’s threats. Identity systems are fragmented, outdated, and easily exploited. The Trust Ledger: Transaction & Identity Fraud Bulletin breaks down what’s happening - and what businesses need to do to stay ahead.

Phone camera scanning a woman's face

See how fraud is evolving

Explore real-world examples of how fraud is hitting industries like banking, real estate, and HR. Learn why legacy systems are failing, and what leaders are doing to stay ahead.

Woman holding her phone with a locked screen

Get practical insights to strengthen your defenses

The report breaks down emerging attack patterns (AI voice clones, deepfakes, synthetic identities) and offers actionable steps to detect and prevent fraud across the customer journey.

Group of people looking at a chart on large piece of paper

Rethink trust at scale

Identity is the new perimeter. See how forward-thinking organizations are shifting from fragmented checks to dynamic, scalable verification that boosts trust without slowing things down.

Download The Trust Ledger: Transaction & Identity Fraud Bulletin!